Download your free planning guide to learn more about the basics of long term care insurance.

The National Association of Insurance Commissioners (NAIC) is the oldest association of state government officials. Its members are the chief insurance regulators in all 50 states. The NAIC’s primary responsibility is to protect insurance consumers’ interests. This Shopper’s Guide is one example of the NAIC’s work to help educate and protect consumers.

In this 60-page guide you will learn:

- What is Long-Term Care?
- Will I need or use Long-Term Care?
- What is Long-Term Care Insurance?
- How Long-Term Care Benefits Are Paid
- How Much Do Long-Term Care Insurance Policies Cost?
- What Shopping Tips Should I Keep in Mind?

This guide also includes worksheets that you can fill out with your financial advisors as you review various LTC policies.

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This is an insurance solicitation. An insurance agent or producer from Educators Lifetime Solutions may contact you. 

The long-term care insurance contract has exclusions, limitations, reductions in benefits and terms under which the contract may be continued in-force or discontinued. For costs and complete details of coverage, contact an Educators Lifetime Solutions licensed insurance agent/producer. 

Educators Lifetime Solutions is not insurance carriers.  Long-term care insurance is underwritten by the insurance companies represented by these insurance agencies
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