Caregiving can take a toll on your loved ones.

Physical toll

  • Caregivers are two times more likely to develop a chronic illness.1
  • The stress of family care responsibilities has been shown to adversely impact a caregiver's immune system for up to three years after such care ends.1
  • The stress of caregiving can decrease life expectancy by up to 10 years.1
Emotional toll

  • Almost two-thirds of caregivers and care recipients without long term care insurance believe that recipients would have benefited from owning long term care insurance. The top three benefits identified were; relief from the financial burden of long term care, less strain on the family and a higher level of care.2
  • Family caregiving spouses experience symptoms of depression or anxiety at a rate of six times higher than non-caregivers.3
  • Family caregivers caring for a parent experience symptoms of depression or anxiety at a rate that is twice as high as non-caregivers.3
Financial toll

  • Family caregivers incur $8,080 in average out-of-pocket costs.2
  • Nearly one in four respondents feel that out-of-pocket costs could have been avoided if care was received sooner.2
  • Caregivers spend an average of 20+ hours per week providing care; one-third provide more than 30 hours per week.2
  • Alzheimer's and dementia can triple1 healthcare needs for those over age 65.


1. National Family Caregivers Association.
2. Genworth Beyond Dollars study, March 2013.
3. Caregiver Action Network, November 2014

Long term care insurance isn't just about you. It's about the support and resources it provides to your family. 
It allows them to help manage your care, not just provide the care.

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