Our Process
Our Long Term Care Insurance specialists can help you evaluate all the options available to you through this offering. They make planning simple by walking you through 5 easy steps.
Step 1: You have questions? We have answers.
Each person who uses our services comes in with their own questions and concerns. Our goal is to meet your unique needs and answer any looming questions. We’ll talk about the basics of Long Term Care planning and address any concerns you might have about types of care available, LTC costs, the impact on your family and any past experience you’ve had with caregiving.
Step 2: Discuss care options
This step includes discussing your individual care preferences, including:
Step 3: Let’s talk resources
Everyone is different when it comes to available financial resources. We’ll discuss your current financial situation and how much you would be willing to contribute to comfortably pay for your care. We’ll also talk about any family or friends who may be involved in financing or providing your care.
Step 4: Discuss funding options
If you needed care, how would you pay for it? We’ll review the roles that health insurance, Medicare and Medicaid play in terms of paying for Long Term Care. We’ll also discuss how LTC insurance works and how it would coordinate with your other financial resources. We may talk about how certain life insurance and annuity policies might be used for Long Term Care as well.
Step 5: Let’s create your LTC plan!
Together, we will work to develop a reasonable Long Term Care plan that works best for you based on the previous steps. We’ll discuss the best ways to protect your family and your assets. If we decide on LTC insurance, we’ll determine the best company and policies that fit your specific needs and desires.
Step 1: You have questions? We have answers.
Each person who uses our services comes in with their own questions and concerns. Our goal is to meet your unique needs and answer any looming questions. We’ll talk about the basics of Long Term Care planning and address any concerns you might have about types of care available, LTC costs, the impact on your family and any past experience you’ve had with caregiving.
Step 2: Discuss care options
This step includes discussing your individual care preferences, including:
- Would you like to receive care at home or in a more community-driven environment?
- How much will your family be involved with your care?
Step 3: Let’s talk resources
Everyone is different when it comes to available financial resources. We’ll discuss your current financial situation and how much you would be willing to contribute to comfortably pay for your care. We’ll also talk about any family or friends who may be involved in financing or providing your care.
Step 4: Discuss funding options
If you needed care, how would you pay for it? We’ll review the roles that health insurance, Medicare and Medicaid play in terms of paying for Long Term Care. We’ll also discuss how LTC insurance works and how it would coordinate with your other financial resources. We may talk about how certain life insurance and annuity policies might be used for Long Term Care as well.
Step 5: Let’s create your LTC plan!
Together, we will work to develop a reasonable Long Term Care plan that works best for you based on the previous steps. We’ll discuss the best ways to protect your family and your assets. If we decide on LTC insurance, we’ll determine the best company and policies that fit your specific needs and desires.
