Consider a Different Option to Plan for Future Long Term Care Needs
Rather than self-funding a long term care event, or purchasing traditional long term care insurance, more consumers are now exploring linked-benefit long-term care insurance options.
In this approach, you re-position an asset to be leveraged for LTC coverage that is built on a life insurance chassis. This option provides you more care for your dollar than paying out of pocket, and if you never need care, a death benefit can be paid to your survivors.
Learn more about how this select type of life insurance policy may help you solve multiple needs in an affordable manner and then contact us about the linked-benefit options available to you through the Education Minnesota ESI Member Benefits program.
This is an insurance solicitation. An insurance agent or producer from Educators Lifetime Solutions or Newman Long Term Care may contact you.
The long-term care insurance contract has exclusions, limitations, reductions in benefits and terms under which the contract may be continued in-force or discontinued. For costs and complete details of coverage, contact a Newman Long Term Care licensed insurance agent/producer.
Educators Lifetime Solutions and Newman Long Term Care are not insurance carriers. Long-term care insurance is underwritten by the insurance companies represented by these insurance agencies.